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Santa Barbara Tax Products Group, LLC (SBTPG) is the bank that handles the Refund Processing Service when you choose to have your TurboTax fees deducted from your refund. This option also has an additional charge from the bank that processes the transaction.

When you reach Step 2 Your Refund Info, select Start. You’ll see Refund Advance as an option for receiving your refund. The Credit Karma Money Spend Account Only option does not include a Refund Advance. If you apply for Refund Advance, your application will need to be approved by First Century Bank, N.A. before you can receive your advance.

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